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Adams County Commercial Auto Insurance

Commercial Auto Insurance in
Adams County

As a commercial business, you require your employees to drive company owned vehicles. Whether your company owns one vehicle or an entire fleet,
you will need commercial auto insurance.

A Adams County commercial auto insurance policy provides coverage for liability as well as physical damage to the vehicles owned and operated
by your company.

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Commercial Auto Insurance
(Liability)

In this section of the commercial auto insurance policy, coverage is provided for any damages your company is required to pay resulting from an accident involving a company-owned vehicle.

In Adams County, when you purchase commercial auto insurance, you must decide which vehicles you
would like to cover for liability. There
are usually three options:
  • Automobiles owned by your business
  • All Automobiles owned, hired, or leased
  • All Automobiles, including those that are not owned, hired, or leased
Businesses that own fleets of vehicles are at an increased risk of loss, and therefore need more insurance coverage. To get the excess liability coverage, you will need to purchase an
umbrella insurance policy.

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Commercial Auto Insurance
(Physical Damage)

This section of the commercial auto insurance policy, will provide coverage for damage to your vehicles. There are three basic types of physical damage: Collision, Comprehensive, & Specified Perils:

  • Collision coverage pays for losses that
    result from a collision of a vehicle.

  • Comprehensive coverage is for losses other than those covered by collision.

  • Specified Perils covers only those causes of
    loss (otherwise known as perils) that are specifically indicated on your policy.

Adams County commercial auto insurance premiums are based on a number of different factors. When determining the rates for physical damage coverage, the insurer will look at the gross vehicle weight, business use, and the number of miles the vehicle is driven each year. There are also many other rating factors used, but this will vary depending on your insurance company.

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You are under no obligation to buy commercial
auto insurance and there is no cost.

With Adams County Insurance you have the ability to Compare Free Quotes, and find the affordable commercial auto insurance you deserve.

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Commercial Auto Insurance Quote.
Start now by selecting the link below!
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Adams County Commercial Auto Insurance
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